New York Car Insurance: Thieves, Accidents, and Violations, Oh My! Handing the Costs of Your Policy Talk about history repeating itself and being in the wrong place at the wrong time: for the fourth year in a row, the 1994 Honda Accord has been the most stolen vehicle in the country according to multiple insurance industry reports, and last week the National Insurance Crime Bureau. Of[Read More »]
Are Gay Couples Excluded From Receiving Married Discounts on Auto Insurance? Or: Is Esurance the Real Progressive? Here’s a riddle: Two identical men are searching for auto insurance rates with the same company. They both are married, have the exact same driving and claim record, vehicle, credit history, age, driving experience, and live next door to each other. Why is the[Read More »]
How To File and Settle a Car Insurance Claim After An Accident Filing a car insurance claim is not always straight forward as expected. At least this may be the impression of some, after the recent viral sensation of Matt Fisher’s story about his sister, Katie Fisher, who was killed in an accident in Maryland by a driver who ran the red[Read More »]
Classic Cars: How to Buy Insurance For Antique and Collector Cars The situations surrounding antique and collector cars in the last few months is enough to give Jay Leno or Jerry Seinfield a heart attack. The part that probably really gets to those two car enthusiasts is that one of the biggest stories about antique cars this week is about a[Read More »]
Electronic Proof of Insurance for Louisiana Residents – Will You Get Towed Away By New Auto Insurance Rules? Legislated into effect Wed, August 1, 2012, people living, driving, and/or owning a vehicle in the Pelican state are under several new laws regarding Louisiana auto insurance. One seems to be spawned from the other and once you hear about it, you’ll better understand why the two new laws pretty[Read More »]
Study: Bad Driving Records Mean More Than High Auto Insurance Premiums – They Could Mean Earlier Death A study conducted by LexisNexis and RGA Reinsurance Company set out to show that the more driving violations that a driver has on record, the lower their mortality rate. The study separated the drivers into three groups: those with no driving violations, those with minor driving violations, and those with[Read More »]
How Do I Know Which Auto Insurance to Trust? Bad news for South Carolina policyholders rolled out on Thursday, July 12th, when about ten thousand of them received notice that their homeowner’s insurance was going to be non-renewed. Allstate customers dealt with the same scenario last year in North Carolina and affected approximately 30,000 homeowners. Is it Bullying, Bad[Read More »]
Emergency Disaster Guide and Car Insurance Claims: What to Do Before and After a Major Event Like Virginia’s Derecho Last week much of the mid-atlantic suffered damage from a powerful derecho—a windstorm that can do just as much, if not more, damage as a hurricane. Virginia was hit especially hard, and VA and West VA were both declared official disaster areas. Lynchburg, Virginia and surrounding counties of Amherst and[Read More »]
‘Pay As You Drive’ Car Insurance: The Little Black Box In Your Car: Good Thing in a Small Package? Aaron Edlin, who serves on the President’s Council of Economic Advisers, stresses the benefits of the increasingly popular ‘Pay As You Drive’ insurance policies, aka PAYD policies, which utilize little ‘black boxes’ to track driving habits and then calculate insurance premiums. In addition to the possibility of price benefits, Edlin[Read More »]
Is Your Car Covered for Wildfires and Flood? So far this year 3.1 million acres have been burned up with wildfires according to statistics from the National Interagency Fire Service. Surprisingly, it is less than both 2010 and 2011 in the same period of time. Insurance paid out losses to insured’s $855 million in 2011 from wildfires alone.[Read More »]
